Will AI replace insurance underwriters?

Underwriting is highly susceptible to automation as AI models excel at calculating risk based on historical data. Human underwriters will be reserved for high-value, unique, or highly complex insurance cases.

Insurance Underwriter scores 75/100 — This career is highly exposed to AI automation. Roughly 65% of the tasks in this role could be automated with current and near-future AI.

The US median salary for a insurance underwriter is about $77,860 per year, with projected employment growth of -2% over the next decade (stable).

Risk assessment for standard policy renewals Comparing application data against fixed criteria Processing routine documentation for low-risk policies

Insurance Underwriter has a high AI risk score (75/100) and a -2% 10-year outlook. Compare it with your current job or use the salary calculator to see how a switch would affect your pay.

AI can speed up routine insurance underwriter tasks like Risk assessment for standard policy renewals and Comparing application data against fixed criteria. The most resilient workers learn to direct these tools while focusing on the human judgment, creativity and physical work that AI can't easily replicate.